One…we bew our budget when we bought our new cars.
Two…we didn’t take into account insurance
Three…budget has to be revamped entirely.
Four…budget has no room left in it now. For anything. This is not good!
Five…hubby and I agreed to deposit all of our paychecks into our joint account and transfer a small “allowance” into each of our personal accounts for things like lunch, gas, etc. Hubby decided to just have 66% of his check deposited to joint account and keep 33% rather than set up a transfer. That was fine. This agreement was made in January. His checks or even 66% are not being direct deposited to the joint account. He just deposits a set amount when he remembers, or more accurately, when I remind him 3 times! this week he got paid for overtime. I though whoohoo we will have extra money to cover things. I was wrong. Extra money stayed in his personal account. He is also avoiding putting the money in our newly set up joint savings. I’m beggining to lose my patience. We have had this conversation 5,000 times. I even offered to not have a joint account and we split the bills 50/50. He said no, he wanted a joint account. What is the deal with his hesitation! I’m ready to scream, but it’s so difficult to ask him about his money when I’ve always been so independent. I just want to know where things stand. I want to have one decision we both follow through on!
October 15, 2009 at 8:46 am
You may want to ask him if he is concerned that you will pull money out of the joint account without discussing it with him first? If so, perhaps changing the joint account so that it requires 2 signatures on all checks may help.